Strategically protect your legacy and secure your family’s financial future.
Life Insurance for Estate & Tax Planning
We provide access to specialist life insurance solutions designed to support estate and inheritance tax planning. Through The Sovereign Group, you’ll benefit from integrated expertise in wealth, tax, and trust structuring, ensuring your assets are preserved and passed on efficiently.
Preserve Your Wealth
Protect the value of your estate and ensure your assets are transferred efficiently and according to your wishes.
Mitigate Inheritance Tax
Use life insurance strategically to offset tax liabilities and safeguard your estate’s long-term value.
Plan for the Next Generation
Provide financial security and peace of mind for your loved ones with a legacy built to last.
Comprehensive Cover For Your Legacy
Our bespoke life insurance solutions are designed to protect your legacy:
Inheritance Tax Mitigation
Use life insurance policies placed in trust to provide liquidity for estate taxes, preserving assets for beneficiaries.
Wealth Transfer
Ensure your wealth passes to heirs according to your wishes in a tax-efficient manner.
Whole of Life Protection
Guarantee a payout to meet future obligations or support your dependents.
Cross-Border Planning
Solutions tailored for international families with assets across multiple jurisdictions, including the UK, Gibraltar, and Malta.
How Our Service Works
We coordinate every stage of the process to ensure your insurance strategy integrates seamlessly with your estate plan.
Consultation
We discuss your goals and explain how life insurance can complement your estate planning strategy.
Expert Collaboration
We connect you with our group’s estate and tax specialists to design and arrange the most effective structure.
Ongoing Support
We remain your point of contact for any future adjustments or related insurance needs.
Integrated Private Client Services
As part of The Sovereign Group, your life insurance strategy can be aligned with wider wealth and estate solutions.
Trust & Foundation Services
Structure and protect assets for long-term control and flexibility.
Tax & Residency Services
Optimise your tax position and navigate international residency rules.
Wealth Services
Access expert investment and financial planning to strengthen your legacy.
This integrated approach ensures your life insurance policy is a strategic component of a cohesive, future-focused plan.
Your Trusted Contact
Chloe Fitzpatrick
Broker Manager specialising in Private Medical Insurance