Hostile environment training encompasses preparing for the various risks and challenges encountered while operating in unfamiliar and intense situations globally. Geoff Trew, Chairman of Sovereign Insurance Services, sheds light on this lesser-known domain, outlining insurance solutions and providing a direct link to one of the world’s premier training providers in this field.
When we hear “hostile environment,” conflict zones or disaster areas often come to mind, yet the spectrum of risks extends far beyond. Replacing the term with “high risk” underscores the broad definition. Sovereign Insurance Services (SIS) offers specialised insurance products tailored to ensure the personal safety and well-being of employees and consultants operating in such high-risk zones. Individual circumstances and the purpose of business presence in these environments are carefully considered.
Understand your risk
But do individuals traveling or working in these areas fully understand the risks they face and how to manage them? Awareness of potential risks, let alone strategies for mitigation and coping, may be lacking. This is where Sovereign’s partnership with Hostile Environment Training (HET) hostile-environment.co.uk, a leading UK-based training provider, becomes invaluable. Clients not only benefit from relevant insurance coverage through SIS but also gain essential knowledge and training to navigate unexpected challenges in hostile territories.
Sovereign and HET operate as separate entities, each focusing on its specialised area, yet collaborating seamlessly to offer clients a unique blend of expertise. While risks can never be entirely eliminated, this partnership ensures that clients and their personnel are better prepared for their assignments. Introductions between Sovereign and HET come at no cost to clients, with no obligation to engage in any services offered.
Types of cover
What types of risks does Sovereign Insurance Services typically cover in the realm of hostile environment insurance? While not exhaustive, considerations include:
- Medical
- personal accident
- evacuation/repatriation
- additional expenses arising from emergencies
- kidnap and ransom
- wrongful detention
- emergency assistance facilities
- legal expenses
- PTSD assessment/counselling following a hostile event.
Addressing insurance risks comprehensively is crucial before employees are deployed into potentially hazardous environments.
Hostile elements may permeate various business spheres, extending beyond clear and present dangers like war zones or rugged terrains. Early risk assessment is essential, with HET providing tailored advice to prevent avoidable issues. Sovereign Insurance Services offers insurance programs to safeguard employees and employers when challenges arise.
Preparation is key
Employers bear a responsibility to equip their personnel with the necessary knowledge and tools to tackle risks effectively. Initial conversations come at no cost and could prove invaluable in averting future expenses, troubles, or even lives. HET’s training courses combine theoretical and practical components, delivered by experienced professionals to prepare delegates for real-life scenarios in hostile environments.
Testimonials attest to the efficacy of HET’s training, with clients reporting instances where training proved instrumental in handling emergencies effectively. From car accidents to medical emergencies, prior training empowered individuals to act confidently and decisively, ultimately saving lives.
Confidentiality is paramount in all matters related to training and insurance in hostile environments. Sovereign and HET stand ready to discuss new scenarios with potential clients, drawing on their wealth of experience.
Contact Geoff Trew at Sovereign Insurance Services to discuss your insurance needs in hostile environments and arrange a personal introduction to HET if necessary. All discussions are conducted with the utmost confidentiality and come at no charge or obligation.