Protect your business against the risks associated with managing employee benefits programmes.
Employee Benefits Liability Insurance
Employee Benefits Liability (EBL) Insurance provides essential protection for employers who offer benefits such as pensions, healthcare, or life assurance. It covers claims arising from administrative errors, omissions, or mismanagement in the setup or maintenance of these benefit plans.
Safeguard Against Human Error
Covers financial losses from administrative or clerical mistakes when managing employee benefit plans.
Protect Your Business Reputation
Defend against allegations of mismanagement that could damage trust between you and your employees.
Ensure Compliance & Confidence
Meet your duty of care obligations and demonstrate accountability in managing benefit entitlements.
What Employee Benefits Liability Insurance Covers
A tailored EBL policy provides protection against a range of risks linked to employee benefit administration:
Administrative Errors
Covers mistakes in processing employee benefit data or enrolments.
Omissions & Miscommunications
Protection for missed or incorrect information provided to employees regarding their benefits.
Incorrect Enrolment or Termination
Covers claims if an employee is wrongfully included in or excluded from a benefit plan.
Failure to Maintain Coverage
Protection when an employee’s benefits lapse due to missed payments or miscommunication.
Incorrect Benefit Statements
Covers claims resulting from inaccurate benefit information provided to employees.
Legal Defence Costs
Pays for defence costs and settlements arising from covered claims.
Employee Benefit Solutions
Workplace Pensions
Support long-term employee financial wellbeing.
Private Medical Insurance
Fast access to quality healthcare.
Corporate Travel Insurance
Protect your team when travelling for work.
Your Dedicated Broker
