Protect your company’s leadership and their personal assets from costly lawsuits alleging mismanagement or wrongful acts.
Directors & Officers (D&O) Liability Insurance
D&O insurance is essential for directors, officers, and trustees of private companies, SMEs, and non-profits. It safeguards individuals against personal financial loss resulting from legal actions arising from the execution of their roles.
Shield Your Leadership Team
Ensure directors and officers can make decisions confidently, knowing they are protected from personal liability.
Protect Your Company
Extend coverage to the company itself when it faces claims alongside its leadership.
Attract & Retain Top Talent
A robust D&O policy demonstrates your commitment to protecting executives, helping recruit and retain high-calibre leadership.
What D&O Insurance Covers
A comprehensive policy protects against a range of leadership-related risks:
Shareholder Lawsuits
Claims alleging mismanagement, reporting errors, or breaches of fiduciary duty.
Regulatory Investigations
Defence costs arising from enquiries by government agencies or regulatory bodies.
Employment Practices Claims
Claims of wrongful termination, discrimination, or harassment brought against directors or officers.
Creditor Actions
Legal action from creditors if the company faces financial difficulties.
Entity Coverage
Protection for the company when it is named alongside its directors and officers.
How D&O Insurance Works
A standard D&O policy is structured into three parts to ensure comprehensive protection:
Personal Protection
Covers directors and officers personally when the company cannot indemnify them.
Reimbursement
Reimburses the company for defence costs paid on behalf of its directors and officers.
Entity Coverage
Protects the company itself, particularly for securities-related claims or investment-focused disputes.
Your Dedicated Broker
