Protect your business premises and physical assets against unexpected damage, loss, or disruption.
Commercial Property Insurance
Your property is one of your most valuable business assets. Sovereign Insurance Services takes the time to understand your operations and source the best solutions from a panel of specialist insurers, ensuring your business is fully protected and resilient against risk.
Safeguard Your Assets
Ensure your property, equipment, and inventory are protected against damage, theft, and natural disasters.
Maintain Business Continuity
Cover for business interruption and lost income keeps your operations running smoothly after an insured event.
Minimise Risk Exposure
Benefit from complimentary risk management surveys and expert advice on enhancing your property’s security and resilience.
What Commercial Property Insurance Covers
A tailored policy protects your business from a wide range of property-related risks:
Property Damage
Covers repairs or replacement costs for buildings, fixtures, and contents following fire, flood, or other insured events.
Business Interruption & Lost Income
Compensates for loss of revenue and operating expenses while your property is being restored.
Natural Disasters
Protection against storm, flood, earthquake, and other natural events that cause property damage.
General Liability Insurance
Covers injury or property damage claims made by third parties.
Business Equipment & Machinery
Protection for tools, machinery, and office equipment essential to your operations.
Legal Fees
Covers the legal costs associated with claims or disputes relating to property damage or liability.
Rebuilding & Replacement Costs
Protection against claims arising from breaches affecting third-party systems.
Added Value Services
Complimentary Risk Management Survey
We arrange surveys focused on improving your property’s safety and risk controls - such as fire protection measures, security systems, and loss-prevention practices - to help you present a stronger risk to insurers.
Concierge Claims Support
Our dedicated claims service ensures you receive guidance and assistance when you need it most.
Tailored Coverage Options
Choose from flexible cover types, including replacement cost or actual cash value, to match your business needs.
Your Dedicated Broker
Abril Ambrosoni (Cert CII)
Broker specialising in Commercial Property, Marine and Travel